Affordable Low Cost Insurance, Inc.-Houston
12585 Whittington Dr., Suite A
Houston, Tx 77077
Is flood coverage included in home insurance policy?
No the flood insurance is not covered by standard
homeowners’ policy and has to be purchased separately.
The National Flood Insurance Program (NFIP) offers flood
coverage in many areas. If it is determined by the mortgagor
that a home is in the flood hazard area, the mortgagee home
owner might be required to purchase flood insurance.