4-        What is standard fire policy and extended coverage
Standard fire policy and extended coverage in home insurance
Affordable Low Cost Insurance, Inc.
16225 Park Ten Pl, Suite 500
Houston, Tx 77084
(281) 558-2524
What is standard fire policy and extended
coverage in home insurance?

The standard fire policy covers only fire,
lightning, and removal of property
covered under the policy from
endangered premises.  Therefore this
policy is never issued by itself and
endorsements are added to the policy to
cover additional perils. Extended
coverage adds insurance to the following
additional perils:

-        Windstorm
-        Hail
-        Civil commotion
-        Riot and riot attending strike
-        Aircraft damage
-        Vehicle