4-        What is standard fire policy and extended coverage
Standard fire policy and extended coverage in home insurance
Affordable Low Cost Insurance, Inc.-Houston
12585 Whittington Dr., Suite A
Houston, Tx 77077
(281) 558-2524
What is standard fire policy and extended coverage in home
insurance?

The standard fire policy covers only fire, lightning, and removal
of property covered under the policy from endangered
premises.  Therefore this policy is never issued by itself and
endorsements are added to the policy to cover additional perils.
Extended coverage adds insurance to the following additional
perils:

-        Windstorm
-        Hail
-        Civil commotion
-        Riot and riot attending strike
-        Aircraft damage
-        Vehicle